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Do you need a Loan?

Compare Loans online and find best Loan Offers for you.

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Interest rates starting at 2.83%/month. Free loan comparison. Loans up to ₦2,000,000.

  • Interest rates starting at 2.83%/month*
  • Free loan comparison
  • Loans up to ₦2,000,000
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*₦500,000 Loan amount, 1-12 months duration, 2.83% monthly interest rate, 37.61% max APR, ₦688,050 total value, ₦57,338 max monthly repayment, RenMoney MfB

Everything you need to know about getting your Loan fast and easy

Get a Loan matching your needs

Car Loan   -   Medical Bill   -   Invoices   -   Education

Popular questions asked about getting a Personal Loan cheap and fast

What kind of Loans can I compare?

Our online loan comparison includes personal loans, loans without collateral, microfinance loans, bank loans, car loans, fast loans as well as payday loans.
TopCheck will show you the best loans based on your location, personal information as well as your loan purpose automatically. You jut need to pick the loan that you like the most!

How do I know if I qualify for a Loan?

After completing the online application on TopCheck.com.ng you see all loans that you theoretically qualify for. The loan comparison is based on your personal information as well as your location. After a quick prequalification from TopCheck, the loan company will give you a call-back and discuss interest rates, tenor and terms and conditions in more detail.

Is the Loan Comparison free?

Yes, comparing loans on TopCheck is 100% free and non-binding. TopCheck partners with more than 10 loan providers in Nigeria and constantly negotiates best loan rates on your behalf. We get a small compensation from the loan company when we successfully connect a loan seeker with a loan company. For you, there is no cost in using the online loan comparison.

How does the Loan process look like?

To see all loans that are available for you, you need to enter some personal information and contact data, because loan companies and banks require this information. In the loan results view you can easily compare loan amounts, loan interest rates as well as loan tenors. Select the loan that matches your needs and we will give you a free call-back within one working day and will then push your loan application to the loan provider.
The process is 100% free for you and much the most convenient way to get a loan in Nigeria.

Who are TopCheck's Loan Partners?

TopCheck partners with many different money lenders in Nigeria and we are constantly increasing the amount of loan providers on our site. Our partners range from traditional banks to microfinance banks and online loan companies. We are proud to have a variety of different loan providers that offer many different loans for many different purposes.
Our loan partners are located in many different Nigerian cities, thus you can search for loans in nearly every Nigerian city.

Why shouldn't I go directly to the Loan Provider?

Many of the shown loan offers are exclusively available on TopCheck.com.ng and you do not get better loan rates when you contact the loan provider directly.
You can also apply for your loan directly online for free. This saves you time, travelling costs and is much more convenient instead of going to every loan provider on your own.

What is TopCheck?

TopCheck is not a Bank or a Loan Provider. We are a free and independent Nigerian company. We help you compare rates for Personal Loan products.

Learn more about us

100% free!

Quick & easy


What is TopCheck?

TopCheck is not a Bank or a Loans Provider. We are a free and independent Nigerian company. We help you compare rates for Personal Loan products.

Learn more about TopCheck

100% free!

Quick & easy


Why use TopCheck?

Save time.
We do the searching for you.

Save money.
We find you lowest interest rates.

Best partners.
We work only with the best companies.

Any questions?

Send us an email to info@topcheck.com
or call us: 0809 101 1222